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University of Mary Washington — ROI, Cost & Payback

Public · Fredericksburg, VA · 3,566 students

The verdict

University of Mary Washington charges a net price of $20,667/yr after aid — a 4-year total of $82,668. Graduates earn a median $60,613 ten years after entry, $12,253/yr above the $48,360 high-school baseline, clearing the total in 6.7 years — a 20-year net return of $162,392, a solid payback. (Scorecard, 2026 · our math.)

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University of Mary Washington's 6.7-year payback ranks #597 of 1,280 US colleges we track — better ROI than 53% of them, and #16 of 81 in Virginia.

Better ROI than 53% of US colleges#597 of 1,280
Weakest ROIStrongest ROI
$20,667
Net price / yr
Scorecard, 2026
$60,613
Median earnings, 10 yrs
Scorecard, 2026
6.7 yrs
Payback
Our math, 2026
80%
Admission rate
Scorecard, 2026
University of Mary Washington: cost, earnings and payback
MeasureValueSource
Net price (after aid)$20,667/yrScorecard, 2026
Total net cost (4 yrs)$82,668our math
Median earnings, 10 yrs after entry$60,613Scorecard, 2026
Earnings premium over HS baseline$12,253/yrour math
Median debt (completers)$20,500Scorecard, 2026
Payback6.7 yrsour math
20-year net return$162,392our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on University of Mary Washington's own numbers. Net price $20,667 × 4 years = $82,668 total. Median earnings $60,613 − the $48,360 high-school baseline = $12,253 a year of premium. $82,668 ÷ $12,253 = 6.7 years to break even; twenty years of that premium minus the cost leaves $162,392. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do University of Mary Washington students graduate with?

A median $20,500 in federal loans among completers, or 34% of the $60,613 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of University of Mary Washington students graduate?

66% finish their degree — 34% leave carrying the cost without the credential. Spread the $82,668 bill across that completion rate and the cohort pays $125,255 per graduate produced — our math, and the figure a payback number never shows.

Is University of Mary Washington expensive compared with other Virginia colleges?

Its $20,667 net price runs $1,601 above the $19,066 median across the 81 Virginia colleges we profile, or $6,404 more across the full degree.

University of Mary Washington: frequently asked questions

Is University of Mary Washington worth the cost?
On the numbers, yes. University of Mary Washington charges $20,667/yr after aid ($82,668 over 4 years), and graduates earn a median $60,613 ten years out — $12,253/yr above the $48,360 high-school baseline. That clears the cost in 6.7 years and returns $162,392 net over 20 years, a solid payback.
How long does a University of Mary Washington degree take to pay off?
About 6.7 years. We divide the $82,668 four-year net cost by the $12,253/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does University of Mary Washington cost after financial aid?
The median net price is $20,667/yr — about $82,668 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does University of Mary Washington compare to other Virginia colleges?
It ranks #16 of 81 Virginia colleges we track by payback. Its $60,613 median earnings beat the national median of $43,549, and its $20,667 net price is above the national median of $16,902.