University of Mobile — ROI, Cost & Payback
University of Mobile charges a net price of $22,382/yr after aid — a 4-year total of $89,528. Median earnings ten years after entry are $43,611, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of Mobile does not clear its cost — it ranks #20 of 54 Alabama colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,382/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $89,528 | our math |
| Median earnings, 10 yrs after entry | $43,611 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$4,749/yr | our math |
| Median debt (completers) | $26,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$184,508 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Mobile's own numbers. Net price $22,382 × 4 years = $89,528 total. Median earnings $43,611 fall $4,749 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $89,528 bill in about 9.0 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of Mobile students graduate with?
A median $26,500 in federal loans among completers, or 61% of the $43,611 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Mobile students graduate?
57% finish their degree — 43% leave carrying the cost without the credential. Spread the $89,528 bill across that completion rate and the cohort pays $157,067 per graduate produced — our math, and the figure a payback number never shows.
Is University of Mobile expensive compared with other Alabama colleges?
Its $22,382 net price runs $7,814 above the $14,569 median across the 54 Alabama colleges we profile, or $31,254 more across the full degree.