University of North Alabama — ROI, Cost & Payback
University of North Alabama charges a net price of $12,170/yr after aid — a 4-year total of $48,680. Median earnings ten years after entry are $45,415, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of North Alabama does not clear its cost — it ranks #13 of 54 Alabama colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,170/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $48,680 | our math |
| Median earnings, 10 yrs after entry | $45,415 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$2,945/yr | our math |
| Median debt (completers) | $22,077 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$107,580 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of North Alabama's own numbers. Net price $12,170 × 4 years = $48,680 total. Median earnings $45,415 fall $2,945 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $48,680 bill in about 4.9 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of North Alabama students graduate with?
A median $22,077 in federal loans among completers, or 49% of the $45,415 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of North Alabama students graduate?
55% finish their degree — 45% leave carrying the cost without the credential. Spread the $48,680 bill across that completion rate and the cohort pays $88,509 per graduate produced — our math, and the figure a payback number never shows.
Is University of North Alabama expensive compared with other Alabama colleges?
Its $12,170 net price runs $2,399 below the $14,569 median across the 54 Alabama colleges we profile, and $9,594 less across the full degree.