University of North Carolina at Pembroke — ROI, Cost & Payback
University of North Carolina at Pembroke charges a net price of $10,260/yr after aid — a 4-year total of $41,040. Median earnings ten years after entry are $43,407, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of North Carolina at Pembroke does not clear its cost — it ranks #37 of 115 North Carolina colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,260/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $41,040 | our math |
| Median earnings, 10 yrs after entry | $43,407 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$4,953/yr | our math |
| Median debt (completers) | $25,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$140,100 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of North Carolina at Pembroke's own numbers. Net price $10,260 × 4 years = $41,040 total. Median earnings $43,407 fall $4,953 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $41,040 bill in about 4.1 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of North Carolina at Pembroke students graduate with?
A median $25,000 in federal loans among completers, or 58% of the $43,407 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of North Carolina at Pembroke students graduate?
44% finish their degree — 56% leave carrying the cost without the credential. Spread the $41,040 bill across that completion rate and the cohort pays $93,273 per graduate produced — our math, and the figure a payback number never shows.
Is University of North Carolina at Pembroke expensive compared with other North Carolina colleges?
Its $10,260 net price runs $586 below the $10,846 median across the 115 North Carolina colleges we profile, and $2,344 less across the full degree.