University of North Georgia — ROI, Cost & Payback
University of North Georgia charges a net price of $9,823/yr after aid — a 4-year total of $39,292. Graduates earn a median $50,135 ten years after entry, $1,775/yr above the $48,360 high-school baseline, clearing the total in 22.1 years — a 20-year net return of -$3,792, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
University of North Georgia's 22.1-year payback ranks #1,083 of 1,280 US colleges we track — better ROI than 15% of them, and #15 of 100 in Georgia.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $9,823/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $39,292 | our math |
| Median earnings, 10 yrs after entry | $50,135 | Scorecard, 2026 |
| Earnings premium over HS baseline | $1,775/yr | our math |
| Median debt (completers) | $17,750 | Scorecard, 2026 |
| Payback | 22.1 yrs | our math |
| 20-year net return | -$3,792 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of North Georgia's own numbers. Net price $9,823 × 4 years = $39,292 total. Median earnings $50,135 − the $48,360 high-school baseline = $1,775 a year of premium. $39,292 ÷ $1,775 = 22.1 years to break even; twenty years of that premium minus the cost leaves -$3,792. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of North Georgia students graduate with?
A median $17,750 in federal loans among completers, or 35% of the $50,135 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of North Georgia students graduate?
37% finish their degree — 63% leave carrying the cost without the credential. Spread the $39,292 bill across that completion rate and the cohort pays $106,195 per graduate produced — our math, and the figure a payback number never shows.
Is University of North Georgia expensive compared with other Georgia colleges?
Its $9,823 net price runs $5,852 below the $15,675 median across the 100 Georgia colleges we profile, and $23,408 less across the full degree.