University of Phoenix-Arizona — ROI, Cost & Payback
University of Phoenix-Arizona charges a net price of $13,520/yr after aid — a 4-year total of $54,080. Median earnings ten years after entry are $37,752, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of Phoenix-Arizona does not clear its cost — it ranks #37 of 63 Arizona colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $13,520/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $54,080 | our math |
| Median earnings, 10 yrs after entry | $37,752 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$10,608/yr | our math |
| Median debt (completers) | $31,553 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$266,240 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Phoenix-Arizona's own numbers. Net price $13,520 × 4 years = $54,080 total. Median earnings $37,752 fall $10,608 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $54,080 bill in about 5.4 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of Phoenix-Arizona students graduate with?
A median $31,553 in federal loans among completers, or 84% of the $37,752 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Phoenix-Arizona students graduate?
21% finish their degree — 79% leave carrying the cost without the credential. Spread the $54,080 bill across that completion rate and the cohort pays $257,524 per graduate produced — our math, and the figure a payback number never shows.
Is University of Phoenix-Arizona expensive compared with other Arizona colleges?
Its $13,520 net price runs $3,919 below the $17,439 median across the 63 Arizona colleges we profile, and $15,676 less across the full degree.