University of Puerto Rico-Humacao — ROI, Cost & Payback
University of Puerto Rico-Humacao charges a net price of $12,675/yr after aid — a 4-year total of $50,700. Median earnings ten years after entry are $29,521, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of Puerto Rico-Humacao does not clear its cost — it ranks #13 of 71 Puerto Rico colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,675/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $50,700 | our math |
| Median earnings, 10 yrs after entry | $29,521 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$18,839/yr | our math |
| Median debt (completers) | $5,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$427,480 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Puerto Rico-Humacao's own numbers. Net price $12,675 × 4 years = $50,700 total. Median earnings $29,521 fall $18,839 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $50,700 bill in about 5.1 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of Puerto Rico-Humacao students graduate with?
A median $5,500 in federal loans among completers, or 19% of the $29,521 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Puerto Rico-Humacao students graduate?
47% finish their degree — 53% leave carrying the cost without the credential. Spread the $50,700 bill across that completion rate and the cohort pays $107,872 per graduate produced — our math, and the figure a payback number never shows.
Is University of Puerto Rico-Humacao expensive compared with other Puerto Rico colleges?
Its $12,675 net price runs $4,910 above the $7,765 median across the 71 Puerto Rico colleges we profile, or $19,640 more across the full degree.