University of Saint Mary — ROI, Cost & Payback
University of Saint Mary charges a net price of $22,519/yr after aid — a 4-year total of $90,076. Graduates earn a median $59,483 ten years after entry, $11,123/yr above the $48,360 high-school baseline, clearing the total in 8.1 years — a 20-year net return of $132,384, a solid payback. (Scorecard, 2026 · our math.)
University of Saint Mary's 8.1-year payback ranks #699 of 1,280 US colleges we track — better ROI than 45% of them, and #4 of 57 in Kansas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,519/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $90,076 | our math |
| Median earnings, 10 yrs after entry | $59,483 | Scorecard, 2026 |
| Earnings premium over HS baseline | $11,123/yr | our math |
| Median debt (completers) | $22,018 | Scorecard, 2026 |
| Payback | 8.1 yrs | our math |
| 20-year net return | $132,384 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Saint Mary's own numbers. Net price $22,519 × 4 years = $90,076 total. Median earnings $59,483 − the $48,360 high-school baseline = $11,123 a year of premium. $90,076 ÷ $11,123 = 8.1 years to break even; twenty years of that premium minus the cost leaves $132,384. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of Saint Mary students graduate with?
A median $22,018 in federal loans among completers, or 37% of the $59,483 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Saint Mary students graduate?
48% finish their degree — 52% leave carrying the cost without the credential. Spread the $90,076 bill across that completion rate and the cohort pays $187,658 per graduate produced — our math, and the figure a payback number never shows.
Is University of Saint Mary expensive compared with other Kansas colleges?
Its $22,519 net price runs $7,239 above the $15,280 median across the 57 Kansas colleges we profile, or $28,956 more across the full degree.