University of South Florida — ROI, Cost & Payback
University of South Florida charges a net price of $9,812/yr after aid — a 4-year total of $39,248. Graduates earn a median $57,743 ten years after entry, $9,383/yr above the $48,360 high-school baseline, clearing the total in 4.2 years — a 20-year net return of $148,412, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
University of South Florida's 4.2-year payback ranks #324 of 1,280 US colleges we track — better ROI than 75% of them, and #12 of 166 in Florida.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $9,812/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $39,248 | our math |
| Median earnings, 10 yrs after entry | $57,743 | Scorecard, 2026 |
| Earnings premium over HS baseline | $9,383/yr | our math |
| Median debt (completers) | $17,988 | Scorecard, 2026 |
| Payback | 4.2 yrs | our math |
| 20-year net return | $148,412 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of South Florida's own numbers. Net price $9,812 × 4 years = $39,248 total. Median earnings $57,743 − the $48,360 high-school baseline = $9,383 a year of premium. $39,248 ÷ $9,383 = 4.2 years to break even; twenty years of that premium minus the cost leaves $148,412. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of South Florida students graduate with?
A median $17,988 in federal loans among completers, or 31% of the $57,743 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of South Florida students graduate?
77% finish their degree. Spread the $39,248 bill across that completion rate and the cohort pays $50,971 per graduate produced — our math, and the figure a payback number never shows.
Is University of South Florida expensive compared with other Florida colleges?
Its $9,812 net price runs $10,000 below the $19,812 median across the 166 Florida colleges we profile, and $40,000 less across the full degree.