University of St Thomas — ROI, Cost & Payback
University of St Thomas charges a net price of $29,155/yr after aid — a 4-year total of $116,620. Graduates earn a median $73,739 ten years after entry, $25,379/yr above the $48,360 high-school baseline, clearing the total in 4.6 years — a 20-year net return of $390,960, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
University of St Thomas's 4.6-year payback ranks #378 of 1,280 US colleges we track — better ROI than 71% of them, and #7 of 68 in Minnesota.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $29,155/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $116,620 | our math |
| Median earnings, 10 yrs after entry | $73,739 | Scorecard, 2026 |
| Earnings premium over HS baseline | $25,379/yr | our math |
| Median debt (completers) | $23,250 | Scorecard, 2026 |
| Payback | 4.6 yrs | our math |
| 20-year net return | $390,960 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of St Thomas's own numbers. Net price $29,155 × 4 years = $116,620 total. Median earnings $73,739 − the $48,360 high-school baseline = $25,379 a year of premium. $116,620 ÷ $25,379 = 4.6 years to break even; twenty years of that premium minus the cost leaves $390,960. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of St Thomas students graduate with?
A median $23,250 in federal loans among completers, or 32% of the $73,739 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of St Thomas students graduate?
76% finish their degree. Spread the $116,620 bill across that completion rate and the cohort pays $153,447 per graduate produced — our math, and the figure a payback number never shows.
Is University of St Thomas expensive compared with other Minnesota colleges?
Its $29,155 net price runs $12,335 above the $16,821 median across the 68 Minnesota colleges we profile, or $49,338 more across the full degree.