University of the Incarnate Word — ROI, Cost & Payback
University of the Incarnate Word charges a net price of $22,775/yr after aid — a 4-year total of $91,100. Graduates earn a median $56,733 ten years after entry, $8,373/yr above the $48,360 high-school baseline, clearing the total in 10.9 years — a 20-year net return of $76,360, a slow but positive payback. (Scorecard, 2026 · our math.)
University of the Incarnate Word's 10.9-year payback ranks #826 of 1,280 US colleges we track — better ROI than 36% of them, and #38 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,775/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $91,100 | our math |
| Median earnings, 10 yrs after entry | $56,733 | Scorecard, 2026 |
| Earnings premium over HS baseline | $8,373/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 10.9 yrs | our math |
| 20-year net return | $76,360 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of the Incarnate Word's own numbers. Net price $22,775 × 4 years = $91,100 total. Median earnings $56,733 − the $48,360 high-school baseline = $8,373 a year of premium. $91,100 ÷ $8,373 = 10.9 years to break even; twenty years of that premium minus the cost leaves $76,360. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of the Incarnate Word students graduate with?
A median $27,000 in federal loans among completers, or 48% of the $56,733 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of the Incarnate Word students graduate?
51% finish their degree — 49% leave carrying the cost without the credential. Spread the $91,100 bill across that completion rate and the cohort pays $178,627 per graduate produced — our math, and the figure a payback number never shows.
Is University of the Incarnate Word expensive compared with other Texas colleges?
Its $22,775 net price runs $3,416 above the $19,359 median across the 213 Texas colleges we profile, or $13,664 more across the full degree.