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University of Virginia-Main Campus — ROI, Cost & Payback

Public · Charlottesville, VA · 17,597 students

The verdict

University of Virginia-Main Campus charges a net price of $21,565/yr after aid — a 4-year total of $86,260. Graduates earn a median $86,863 ten years after entry, $38,503/yr above the $48,360 high-school baseline, clearing the total in 2.2 years — a 20-year net return of $683,800, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)

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University of Virginia-Main Campus's 2.2-year payback ranks #101 of 1,280 US colleges we track — better ROI than 92% of them, and #2 of 81 in Virginia.

Better ROI than 92% of US colleges#101 of 1,280
Weakest ROIStrongest ROI
$21,565
Net price / yr
Scorecard, 2026
$86,863
Median earnings, 10 yrs
Scorecard, 2026
2.2 yrs
Payback
Our math, 2026
17%
Admission rate
Scorecard, 2026
University of Virginia-Main Campus: cost, earnings and payback
MeasureValueSource
Net price (after aid)$21,565/yrScorecard, 2026
Total net cost (4 yrs)$86,260our math
Median earnings, 10 yrs after entry$86,863Scorecard, 2026
Earnings premium over HS baseline$38,503/yrour math
Median debt (completers)$17,500Scorecard, 2026
Payback2.2 yrsour math
20-year net return$683,800our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on University of Virginia-Main Campus's own numbers. Net price $21,565 × 4 years = $86,260 total. Median earnings $86,863 − the $48,360 high-school baseline = $38,503 a year of premium. $86,260 ÷ $38,503 = 2.2 years to break even; twenty years of that premium minus the cost leaves $683,800. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do University of Virginia-Main Campus students graduate with?

A median $17,500 in federal loans among completers, or 20% of the $86,863 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of University of Virginia-Main Campus students graduate?

96% finish their degree. Spread the $86,260 bill across that completion rate and the cohort pays $89,854 per graduate produced — our math, and the figure a payback number never shows.

Is University of Virginia-Main Campus expensive compared with other Virginia colleges?

Its $21,565 net price runs $2,499 above the $19,066 median across the 81 Virginia colleges we profile, or $9,996 more across the full degree.

University of Virginia-Main Campus: frequently asked questions

Is University of Virginia-Main Campus worth the cost?
On the numbers, yes. University of Virginia-Main Campus charges $21,565/yr after aid ($86,260 over 4 years), and graduates earn a median $86,863 ten years out — $38,503/yr above the $48,360 high-school baseline. That clears the cost in 2.2 years and returns $683,800 net over 20 years, a strong payback — the degree clears its cost fast.
How long does a University of Virginia-Main Campus degree take to pay off?
About 2.2 years. We divide the $86,260 four-year net cost by the $38,503/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does University of Virginia-Main Campus cost after financial aid?
The median net price is $21,565/yr — about $86,260 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does University of Virginia-Main Campus compare to other Virginia colleges?
It ranks #2 of 81 Virginia colleges we track by payback. Its $86,863 median earnings beat the national median of $43,549, and its $21,565 net price is above the national median of $16,902.