Word of Life Bible Institute — ROI, Cost & Payback
Word of Life Bible Institute charges a net price of $14,516/yr after aid — a 4-year total of $58,064. Median earnings ten years after entry are $36,173, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Word of Life Bible Institute does not clear its cost — it ranks #174 of 203 New York colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $14,516/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $58,064 | our math |
| Median earnings, 10 yrs after entry | $36,173 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$12,187/yr | our math |
| Median debt (completers) | $12,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$301,804 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Word of Life Bible Institute's own numbers. Net price $14,516 × 4 years = $58,064 total. Median earnings $36,173 fall $12,187 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $58,064 bill in about 5.8 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Word of Life Bible Institute students graduate with?
A median $12,000 in federal loans among completers, or 33% of the $36,173 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Word of Life Bible Institute students graduate?
80% finish their degree. Spread the $58,064 bill across that completion rate and the cohort pays $72,580 per graduate produced — our math, and the figure a payback number never shows.
Is Word of Life Bible Institute expensive compared with other New York colleges?
Its $14,516 net price runs $4,397 below the $18,913 median across the 203 New York colleges we profile, and $17,588 less across the full degree.