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Xavier University — ROI, Cost & Payback

Private nonprofit · Cincinnati, OH · 4,207 students

The verdict

Xavier University charges a net price of $32,997/yr after aid — a 4-year total of $131,988. Graduates earn a median $64,873 ten years after entry, $16,513/yr above the $48,360 high-school baseline, clearing the total in 8 years — a 20-year net return of $198,272, a solid payback. (Scorecard, 2026 · our math.)

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Xavier University's 8-year payback ranks #694 of 1,280 US colleges we track — better ROI than 46% of them, and #32 of 144 in Ohio.

Better ROI than 46% of US colleges#694 of 1,280
Weakest ROIStrongest ROI
$32,997
Net price / yr
Scorecard, 2026
$64,873
Median earnings, 10 yrs
Scorecard, 2026
8 yrs
Payback
Our math, 2026
86%
Admission rate
Scorecard, 2026
Xavier University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$32,997/yrScorecard, 2026
Total net cost (4 yrs)$131,988our math
Median earnings, 10 yrs after entry$64,873Scorecard, 2026
Earnings premium over HS baseline$16,513/yrour math
Median debt (completers)$23,250Scorecard, 2026
Payback8 yrsour math
20-year net return$198,272our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Xavier University's own numbers. Net price $32,997 × 4 years = $131,988 total. Median earnings $64,873 − the $48,360 high-school baseline = $16,513 a year of premium. $131,988 ÷ $16,513 = 8 years to break even; twenty years of that premium minus the cost leaves $198,272. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Xavier University students graduate with?

A median $23,250 in federal loans among completers, or 36% of the $64,873 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Xavier University students graduate?

69% finish their degree — 31% leave carrying the cost without the credential. Spread the $131,988 bill across that completion rate and the cohort pays $191,287 per graduate produced — our math, and the figure a payback number never shows.

Is Xavier University expensive compared with other Ohio colleges?

Its $32,997 net price runs $13,215 above the $19,783 median across the 144 Ohio colleges we profile, or $52,858 more across the full degree.

Xavier University: frequently asked questions

Is Xavier University worth the cost?
On the numbers, yes. Xavier University charges $32,997/yr after aid ($131,988 over 4 years), and graduates earn a median $64,873 ten years out — $16,513/yr above the $48,360 high-school baseline. That clears the cost in 8 years and returns $198,272 net over 20 years, a solid payback.
How long does a Xavier University degree take to pay off?
About 8 years. We divide the $131,988 four-year net cost by the $16,513/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Xavier University cost after financial aid?
The median net price is $32,997/yr — about $131,988 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Xavier University compare to other Ohio colleges?
It ranks #32 of 144 Ohio colleges we track by payback. Its $64,873 median earnings beat the national median of $43,549, and its $32,997 net price is above the national median of $16,902.