Yeshiva Toras Chaim — ROI, Cost & Payback
Yeshiva Toras Chaim charges a net price of $5,356/yr after aid — a 4-year total of $21,424. Graduates earn a median $62,526 ten years after entry, $14,166/yr above the $48,360 high-school baseline, clearing the total in 1.5 years — a 20-year net return of $261,896, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
Yeshiva Toras Chaim's 1.5-year payback ranks #38 of 1,280 US colleges we track — better ROI than 97% of them, and #2 of 78 in New Jersey.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $5,356/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $21,424 | our math |
| Median earnings, 10 yrs after entry | $62,526 | Scorecard, 2026 |
| Earnings premium over HS baseline | $14,166/yr | our math |
| Median debt (completers) | — | Scorecard, 2026 |
| Payback | 1.5 yrs | our math |
| 20-year net return | $261,896 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Yeshiva Toras Chaim's own numbers. Net price $5,356 × 4 years = $21,424 total. Median earnings $62,526 − the $48,360 high-school baseline = $14,166 a year of premium. $21,424 ÷ $14,166 = 1.5 years to break even; twenty years of that premium minus the cost leaves $261,896. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
What share of Yeshiva Toras Chaim students graduate?
31% finish their degree — 69% leave carrying the cost without the credential. Spread the $21,424 bill across that completion rate and the cohort pays $69,110 per graduate produced — our math, and the figure a payback number never shows.
Is Yeshiva Toras Chaim expensive compared with other New Jersey colleges?
Its $5,356 net price runs $15,062 below the $20,418 median across the 78 New Jersey colleges we profile, and $60,246 less across the full degree.