Adams State University vs Naropa University: which has better ROI?
Neither clears its cost on institution-wide earnings, but Adams State University comes closer — median earnings $44,372 against a $51,920 total, vs $28,720 at Naropa University. (Scorecard, 2026 · our math.)
| Measure | Adams State University | Naropa University |
|---|---|---|
| Net price / yr | $12,980 | $29,179 |
| Total net cost | $51,920 | $116,716 |
| Median earnings, 10 yrs | $44,372 | $28,720 |
| Median debt | $19,500 | $24,712 |
| Payback | — | — |
| 20-year net return | -$131,680 | -$509,516 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Adams State University or Naropa University?
Adams State University, at $12,980 a year after aid versus $29,179 — a gap of $16,199 a year, or $64,796 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Adams State University or Naropa University graduates earn more?
Adams State University graduates report a median $44,372 ten years after entry, $15,652 more than the $28,720 at Naropa University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Adams State University or Naropa University?
Adams State University: its completers carry a median $19,500 in federal loans versus $24,712 at Naropa University, a difference of $5,212. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
39% of students finish at Adams State University, against 37% at Naropa University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.