Alabama A & M University vs South University-Montgomery: which has better ROI?
Neither clears its cost on institution-wide earnings, but Alabama A & M University comes closer — median earnings $40,628 against a $70,484 total, vs $34,421 at South University-Montgomery. (Scorecard, 2026 · our math.)
| Measure | Alabama A & M University | South University-Montgomery |
|---|---|---|
| Net price / yr | $17,621 | $27,807 |
| Total net cost | $70,484 | $111,228 |
| Median earnings, 10 yrs | $40,628 | $34,421 |
| Median debt | $31,000 | $26,123 |
| Payback | — | — |
| 20-year net return | -$225,124 | -$390,008 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Alabama A & M University or South University-Montgomery?
Alabama A & M University, at $17,621 a year after aid versus $27,807 — a gap of $10,186 a year, or $40,744 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Alabama A & M University or South University-Montgomery graduates earn more?
Alabama A & M University graduates report a median $40,628 ten years after entry, $6,207 more than the $34,421 at South University-Montgomery. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Alabama A & M University or South University-Montgomery?
South University-Montgomery: its completers carry a median $26,123 in federal loans versus $31,000 at Alabama A & M University, a difference of $4,877. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
24% of students finish at Alabama A & M University, against 9% at South University-Montgomery. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.