Degree Dividend
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Albizu University-San Juan vs Universidad Central de Bayamon: which has better ROI?

Private nonprofit, San Juan PR · vs · Private nonprofit, Bayamón PR

The verdict

Neither clears its cost on institution-wide earnings, but Albizu University-San Juan comes closer — median earnings $41,544 against a $38,928 total, vs $25,021 at Universidad Central de Bayamon. (Scorecard, 2026 · our math.)

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Head to head
MeasureAlbizu University-San JuanUniversidad Central de Bayamon
Net price / yr$9,732$4,827
Total net cost$38,928$19,308
Median earnings, 10 yrs$41,544$25,021
Median debt$5,500$9,393
Payback
20-year net return-$175,248-$486,088

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Albizu University-San Juan or Universidad Central de Bayamon?

Universidad Central de Bayamon, at $4,827 a year after aid versus $9,732 — a gap of $4,905 a year, or $19,620 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Albizu University-San Juan or Universidad Central de Bayamon graduates earn more?

Albizu University-San Juan graduates report a median $41,544 ten years after entry, $16,523 more than the $25,021 at Universidad Central de Bayamon. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Albizu University-San Juan or Universidad Central de Bayamon?

Albizu University-San Juan: its completers carry a median $5,500 in federal loans versus $9,393 at Universidad Central de Bayamon, a difference of $3,893. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

67% of students finish at Albizu University-San Juan, against 34% at Universidad Central de Bayamon. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Albizu University-San Juan vs Universidad Central de Bayamon: frequently asked questions

Is Albizu University-San Juan or Universidad Central de Bayamon a better value?
Albizu University-San Juan comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Albizu University-San Juan or Universidad Central de Bayamon?
Universidad Central de Bayamon: $4,827/yr net price after aid versus $9,732/yr at Albizu University-San Juan — a difference of $4,905 a year, or about $19,620 over four years.
Do Albizu University-San Juan or Universidad Central de Bayamon graduates earn more?
Albizu University-San Juan graduates earn a median $41,544 ten years after entry, versus $25,021 at Universidad Central de Bayamon — a $16,523 gap. This blends every major, so a specific field can flip it.