All-State Career-Baltimore vs Cortiva Institute: which has better ROI?
Neither clears its cost on institution-wide earnings, but All-State Career-Baltimore comes closer — median earnings $33,193 against a $72,932 total, vs $30,474 at Cortiva Institute. (Scorecard, 2026 · our math.)
| Measure | All-State Career-Baltimore | Cortiva Institute |
|---|---|---|
| Net price / yr | $18,233 | $26,328 |
| Total net cost | $72,932 | $105,312 |
| Median earnings, 10 yrs | $33,193 | $30,474 |
| Median debt | $9,500 | $7,785 |
| Payback | — | — |
| 20-year net return | -$376,272 | -$463,032 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, All-State Career-Baltimore or Cortiva Institute?
All-State Career-Baltimore, at $18,233 a year after aid versus $26,328 — a gap of $8,095 a year, or $32,380 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do All-State Career-Baltimore or Cortiva Institute graduates earn more?
All-State Career-Baltimore graduates report a median $33,193 ten years after entry, $2,719 more than the $30,474 at Cortiva Institute. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, All-State Career-Baltimore or Cortiva Institute?
Cortiva Institute: its completers carry a median $7,785 in federal loans versus $9,500 at All-State Career-Baltimore, a difference of $1,715. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
70% of students finish at Cortiva Institute, against 60% at All-State Career-Baltimore. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.