Degree Dividend
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American Institute-Clifton vs Ocean County Vocational-Technical School: which has better ROI?

Private for-profit, CLIFTON NJ · vs · Public, Toms River NJ

The verdict

Neither clears its cost on institution-wide earnings, but Ocean County Vocational-Technical School comes closer — median earnings $47,122 against a $43,312 total, vs $28,710 at American Institute-Clifton. (Scorecard, 2026 · our math.)

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Head to head
MeasureAmerican Institute-CliftonOcean County Vocational-Technical School
Net price / yr$20,371$10,828
Total net cost$81,484$43,312
Median earnings, 10 yrs$28,710$47,122
Median debt$11,979$5,500
Payback
20-year net return-$474,484-$68,072

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, American Institute-Clifton or Ocean County Vocational-Technical School?

Ocean County Vocational-Technical School, at $10,828 a year after aid versus $20,371 — a gap of $9,543 a year, or $38,172 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do American Institute-Clifton or Ocean County Vocational-Technical School graduates earn more?

Ocean County Vocational-Technical School graduates report a median $47,122 ten years after entry, $18,412 more than the $28,710 at American Institute-Clifton. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, American Institute-Clifton or Ocean County Vocational-Technical School?

Ocean County Vocational-Technical School: its completers carry a median $5,500 in federal loans versus $11,979 at American Institute-Clifton, a difference of $6,479. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

65% of students finish at Ocean County Vocational-Technical School, against 57% at American Institute-Clifton. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

American Institute-Clifton vs Ocean County Vocational-Technical School: frequently asked questions

Is American Institute-Clifton or Ocean County Vocational-Technical School a better value?
Ocean County Vocational-Technical School comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, American Institute-Clifton or Ocean County Vocational-Technical School?
Ocean County Vocational-Technical School: $10,828/yr net price after aid versus $20,371/yr at American Institute-Clifton — a difference of $9,543 a year, or about $38,172 over four years.
Do American Institute-Clifton or Ocean County Vocational-Technical School graduates earn more?
Ocean County Vocational-Technical School graduates earn a median $47,122 ten years after entry, versus $28,710 at American Institute-Clifton — a $18,412 gap. This blends every major, so a specific field can flip it.