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American Institute-Clifton vs Pillar College: which has better ROI?

Private for-profit, CLIFTON NJ · vs · Private nonprofit, Newark NJ

The verdict

Neither clears its cost on institution-wide earnings, but Pillar College comes closer — median earnings $45,577 against a $33,880 total, vs $28,710 at American Institute-Clifton. (Scorecard, 2026 · our math.)

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Head to head
MeasureAmerican Institute-CliftonPillar College
Net price / yr$20,371$8,470
Total net cost$81,484$33,880
Median earnings, 10 yrs$28,710$45,577
Median debt$11,979$21,483
Payback
20-year net return-$474,484-$89,540

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, American Institute-Clifton or Pillar College?

Pillar College, at $8,470 a year after aid versus $20,371 — a gap of $11,901 a year, or $47,604 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do American Institute-Clifton or Pillar College graduates earn more?

Pillar College graduates report a median $45,577 ten years after entry, $16,867 more than the $28,710 at American Institute-Clifton. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, American Institute-Clifton or Pillar College?

American Institute-Clifton: its completers carry a median $11,979 in federal loans versus $21,483 at Pillar College, a difference of $9,504. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

57% of students finish at American Institute-Clifton, against 38% at Pillar College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

American Institute-Clifton vs Pillar College: frequently asked questions

Is American Institute-Clifton or Pillar College a better value?
Pillar College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, American Institute-Clifton or Pillar College?
Pillar College: $8,470/yr net price after aid versus $20,371/yr at American Institute-Clifton — a difference of $11,901 a year, or about $47,604 over four years.
Do American Institute-Clifton or Pillar College graduates earn more?
Pillar College graduates earn a median $45,577 ten years after entry, versus $28,710 at American Institute-Clifton — a $16,867 gap. This blends every major, so a specific field can flip it.