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ATA College-Cincinnati vs The Modern College of Design: which has better ROI?

Private for-profit, Cincinnati OH · vs · Private for-profit, Kettering OH

The verdict

Neither clears its cost on institution-wide earnings, but The Modern College of Design comes closer — median earnings $42,187 against a $78,718 total, vs $34,577 at ATA College-Cincinnati. (Scorecard, 2026 · our math.)

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Head to head
MeasureATA College-CincinnatiThe Modern College of Design
Net price / yr$27,055$39,359
Total net cost$108,220$78,718
Median earnings, 10 yrs$34,577$42,187
Median debt$21,030$12,000
Payback
20-year net return-$383,880-$202,178

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, ATA College-Cincinnati or The Modern College of Design?

ATA College-Cincinnati, at $27,055 a year after aid versus $39,359 — a gap of $12,304 a year, or $29,502 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do ATA College-Cincinnati or The Modern College of Design graduates earn more?

The Modern College of Design graduates report a median $42,187 ten years after entry, $7,610 more than the $34,577 at ATA College-Cincinnati. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, ATA College-Cincinnati or The Modern College of Design?

The Modern College of Design: its completers carry a median $12,000 in federal loans versus $21,030 at ATA College-Cincinnati, a difference of $9,030. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at The Modern College of Design, against 63% at ATA College-Cincinnati. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

ATA College-Cincinnati vs The Modern College of Design: frequently asked questions

Is ATA College-Cincinnati or The Modern College of Design a better value?
The Modern College of Design comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, ATA College-Cincinnati or The Modern College of Design?
ATA College-Cincinnati: $27,055/yr net price after aid versus $39,359/yr at The Modern College of Design — a difference of $12,304 a year, or about $29,502 over four years.
Do ATA College-Cincinnati or The Modern College of Design graduates earn more?
The Modern College of Design graduates earn a median $42,187 ten years after entry, versus $34,577 at ATA College-Cincinnati — a $7,610 gap. This blends every major, so a specific field can flip it.