Avila University vs Midwestern Baptist Theological Seminary: which has better ROI?
Avila University has the better ROI: it clears its 4-year net cost of $64,212 in 14.6 years versus 42.3 years at Midwestern Baptist Theological Seminary, on median earnings of $52,773 vs $50,535 ten years out. (Scorecard, 2026 · our math.)
| Measure | Avila University | Midwestern Baptist Theological Seminary |
|---|---|---|
| Net price / yr | $16,053 | $23,006 |
| Total net cost | $64,212 | $92,024 |
| Median earnings, 10 yrs | $52,773 | $50,535 |
| Median debt | $25,000 | $15,675 |
| Payback | 14.6 yrs | 42.3 yrs |
| 20-year net return | $24,048 | -$48,524 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Avila University or Midwestern Baptist Theological Seminary?
Avila University, at $16,053 a year after aid versus $23,006 — a gap of $6,953 a year, or $27,812 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Avila University or Midwestern Baptist Theological Seminary graduates earn more?
Avila University graduates report a median $52,773 ten years after entry, $2,238 more than the $50,535 at Midwestern Baptist Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Avila University or Midwestern Baptist Theological Seminary?
Midwestern Baptist Theological Seminary: its completers carry a median $15,675 in federal loans versus $25,000 at Avila University, a difference of $9,325. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
52% of students finish at Avila University, against 48% at Midwestern Baptist Theological Seminary. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.