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Ball State University vs Franklin College: which has better ROI?

Public, Muncie IN · vs · Private nonprofit, Franklin IN

The verdict

Franklin College has the better ROI: it clears its 4-year net cost of $91,420 in 13 years versus 17.2 years at Ball State University, on median earnings of $55,376 vs $51,833 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureBall State UniversityFranklin College
Net price / yr$14,940$22,855
Total net cost$59,760$91,420
Median earnings, 10 yrs$51,833$55,376
Median debt$23,250$27,000
Payback17.2 yrs13 yrs
20-year net return$9,700$48,900

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Ball State University or Franklin College?

Ball State University, at $14,940 a year after aid versus $22,855 — a gap of $7,915 a year, or $31,660 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Ball State University or Franklin College graduates earn more?

Franklin College graduates report a median $55,376 ten years after entry, $3,543 more than the $51,833 at Ball State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Ball State University or Franklin College?

Ball State University: its completers carry a median $23,250 in federal loans versus $27,000 at Franklin College, a difference of $3,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

62% of students finish at Ball State University, against 60% at Franklin College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Ball State University vs Franklin College: frequently asked questions

Is Ball State University or Franklin College a better value?
Franklin College. It clears its $91,420 net cost in about 13 years versus 17.2 years at Ball State University, on median earnings of $55,376 vs $51,833 ten years out.
Which is cheaper, Ball State University or Franklin College?
Ball State University: $14,940/yr net price after aid versus $22,855/yr at Franklin College — a difference of $7,915 a year, or about $31,660 over four years.
Do Ball State University or Franklin College graduates earn more?
Franklin College graduates earn a median $55,376 ten years after entry, versus $51,833 at Ball State University — a $3,543 gap. This blends every major, so a specific field can flip it.