Bard College vs Talmudical Seminary Oholei Torah: which has better ROI?
Neither clears its cost on institution-wide earnings, but Bard College comes closer — median earnings $46,543 against a $138,596 total, vs $39,230 at Talmudical Seminary Oholei Torah. (Scorecard, 2026 · our math.)
| Measure | Bard College | Talmudical Seminary Oholei Torah |
|---|---|---|
| Net price / yr | $34,649 | $10,755 |
| Total net cost | $138,596 | $43,020 |
| Median earnings, 10 yrs | $46,543 | $39,230 |
| Median debt | $24,254 | — |
| Payback | — | — |
| 20-year net return | -$174,936 | -$225,620 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Bard College or Talmudical Seminary Oholei Torah?
Talmudical Seminary Oholei Torah, at $10,755 a year after aid versus $34,649 — a gap of $23,894 a year, or $95,576 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Bard College or Talmudical Seminary Oholei Torah graduates earn more?
Bard College graduates report a median $46,543 ten years after entry, $7,313 more than the $39,230 at Talmudical Seminary Oholei Torah. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which graduates more of its students?
68% of students finish at Bard College, against 22% at Talmudical Seminary Oholei Torah. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.