Degree Dividend
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Bard College vs Ulster County Community College: which has better ROI?

Private nonprofit, Annandale-On-Hudson NY · vs · Public, Stone Ridge NY

The verdict

Neither clears its cost on institution-wide earnings, but Ulster County Community College comes closer — median earnings $41,896 against a $10,070 total, vs $46,543 at Bard College. (Scorecard, 2026 · our math.)

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Head to head
MeasureBard CollegeUlster County Community College
Net price / yr$34,649$5,035
Total net cost$138,596$10,070
Median earnings, 10 yrs$46,543$41,896
Median debt$24,254$10,000
Payback
20-year net return-$174,936-$139,350

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Bard College or Ulster County Community College?

Ulster County Community College, at $5,035 a year after aid versus $34,649 — a gap of $29,614 a year, or $128,526 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Bard College or Ulster County Community College graduates earn more?

Bard College graduates report a median $46,543 ten years after entry, $4,647 more than the $41,896 at Ulster County Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Bard College or Ulster County Community College?

Ulster County Community College: its completers carry a median $10,000 in federal loans versus $24,254 at Bard College, a difference of $14,254. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

68% of students finish at Bard College, against 34% at Ulster County Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Bard College vs Ulster County Community College: frequently asked questions

Is Bard College or Ulster County Community College a better value?
Ulster County Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Bard College or Ulster County Community College?
Ulster County Community College: $5,035/yr net price after aid versus $34,649/yr at Bard College — a difference of $29,614 a year, or about $128,526 over four years.
Do Bard College or Ulster County Community College graduates earn more?
Bard College graduates earn a median $46,543 ten years after entry, versus $41,896 at Ulster County Community College — a $4,647 gap. This blends every major, so a specific field can flip it.