Bay de Noc Community College vs Montcalm Community College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Montcalm Community College comes closer — median earnings $35,499 against a $14,560 total, vs $35,090 at Bay de Noc Community College. (Scorecard, 2026 · our math.)
| Measure | Bay de Noc Community College | Montcalm Community College |
|---|---|---|
| Net price / yr | $11,949 | $7,280 |
| Total net cost | $23,898 | $14,560 |
| Median earnings, 10 yrs | $35,090 | $35,499 |
| Median debt | $12,618 | $16,500 |
| Payback | — | — |
| 20-year net return | -$289,298 | -$271,780 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Bay de Noc Community College or Montcalm Community College?
Montcalm Community College, at $7,280 a year after aid versus $11,949 — a gap of $4,669 a year, or $9,338 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Bay de Noc Community College or Montcalm Community College graduates earn more?
Montcalm Community College graduates report a median $35,499 ten years after entry, $409 more than the $35,090 at Bay de Noc Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Bay de Noc Community College or Montcalm Community College?
Bay de Noc Community College: its completers carry a median $12,618 in federal loans versus $16,500 at Montcalm Community College, a difference of $3,882. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
31% of students finish at Montcalm Community College, against 30% at Bay de Noc Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.