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Baylor University vs McLennan Community College: which has better ROI?

Private nonprofit, Waco TX · vs · Public, Waco TX

The verdict

Baylor University has the better ROI: it clears its 4-year net cost of $164,416 in 9.4 years versus not at all at McLennan Community College, on median earnings of $65,793 vs $39,163 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureBaylor UniversityMcLennan Community College
Net price / yr$41,104$5,051
Total net cost$164,416$10,102
Median earnings, 10 yrs$65,793$39,163
Median debt$23,000$10,500
Payback9.4 yrs
20-year net return$184,244-$194,042

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Baylor University or McLennan Community College?

McLennan Community College, at $5,051 a year after aid versus $41,104 — a gap of $36,053 a year, or $154,314 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Baylor University or McLennan Community College graduates earn more?

Baylor University graduates report a median $65,793 ten years after entry, $26,630 more than the $39,163 at McLennan Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Baylor University or McLennan Community College?

McLennan Community College: its completers carry a median $10,500 in federal loans versus $23,000 at Baylor University, a difference of $12,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

80% of students finish at Baylor University, against 39% at McLennan Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Baylor University vs McLennan Community College: frequently asked questions

Is Baylor University or McLennan Community College a better value?
Baylor University. It clears its $164,416 net cost in about 9.4 years versus no clear payback at McLennan Community College, on median earnings of $65,793 vs $39,163 ten years out.
Which is cheaper, Baylor University or McLennan Community College?
McLennan Community College: $5,051/yr net price after aid versus $41,104/yr at Baylor University — a difference of $36,053 a year, or about $154,314 over four years.
Do Baylor University or McLennan Community College graduates earn more?
Baylor University graduates earn a median $65,793 ten years after entry, versus $39,163 at McLennan Community College — a $26,630 gap. This blends every major, so a specific field can flip it.