Degree Dividend
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Belmont Abbey College vs Johnson & Wales University-Charlotte: which has better ROI?

Private nonprofit, Belmont NC · vs · Private nonprofit, Charlotte NC

The verdict

Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $43,418 at Johnson & Wales University-Charlotte. (Scorecard, 2026 · our math.)

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Head to head
MeasureBelmont Abbey CollegeJohnson & Wales University-Charlotte
Net price / yr$24,639$27,426
Total net cost$98,556$54,852
Median earnings, 10 yrs$47,937$43,418
Median debt$26,000$26,000
Payback
20-year net return-$107,016-$153,692

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Belmont Abbey College or Johnson & Wales University-Charlotte?

Belmont Abbey College, at $24,639 a year after aid versus $27,426 — a gap of $2,787 a year, or $43,704 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Belmont Abbey College or Johnson & Wales University-Charlotte graduates earn more?

Belmont Abbey College graduates report a median $47,937 ten years after entry, $4,519 more than the $43,418 at Johnson & Wales University-Charlotte. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Belmont Abbey College or Johnson & Wales University-Charlotte?

Completers at both borrow a median $26,000, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.

Which graduates more of its students?

49% of students finish at Johnson & Wales University-Charlotte, against 47% at Belmont Abbey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Belmont Abbey College vs Johnson & Wales University-Charlotte: frequently asked questions

Is Belmont Abbey College or Johnson & Wales University-Charlotte a better value?
Belmont Abbey College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Belmont Abbey College or Johnson & Wales University-Charlotte?
Belmont Abbey College: $24,639/yr net price after aid versus $27,426/yr at Johnson & Wales University-Charlotte — a difference of $2,787 a year, or about $43,704 over four years.
Do Belmont Abbey College or Johnson & Wales University-Charlotte graduates earn more?
Belmont Abbey College graduates earn a median $47,937 ten years after entry, versus $43,418 at Johnson & Wales University-Charlotte — a $4,519 gap. This blends every major, so a specific field can flip it.