Degree Dividend
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Belmont Abbey College vs Montgomery Community College: which has better ROI?

Private nonprofit, Belmont NC · vs · Public, Troy NC

The verdict

Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $32,742 at Montgomery Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureBelmont Abbey CollegeMontgomery Community College
Net price / yr$24,639$13,832
Total net cost$98,556$55,328
Median earnings, 10 yrs$47,937$32,742
Median debt$26,000
Payback
20-year net return-$107,016-$367,688

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Belmont Abbey College or Montgomery Community College?

Montgomery Community College, at $13,832 a year after aid versus $24,639 — a gap of $10,807 a year, or $43,228 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Belmont Abbey College or Montgomery Community College graduates earn more?

Belmont Abbey College graduates report a median $47,937 ten years after entry, $15,195 more than the $32,742 at Montgomery Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

84% of students finish at Montgomery Community College, against 47% at Belmont Abbey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Belmont Abbey College vs Montgomery Community College: frequently asked questions

Is Belmont Abbey College or Montgomery Community College a better value?
Belmont Abbey College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Belmont Abbey College or Montgomery Community College?
Montgomery Community College: $13,832/yr net price after aid versus $24,639/yr at Belmont Abbey College — a difference of $10,807 a year, or about $43,228 over four years.
Do Belmont Abbey College or Montgomery Community College graduates earn more?
Belmont Abbey College graduates earn a median $47,937 ten years after entry, versus $32,742 at Montgomery Community College — a $15,195 gap. This blends every major, so a specific field can flip it.