Degree Dividend
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Belmont Abbey College vs Southwestern Community College: which has better ROI?

Private nonprofit, Belmont NC · vs · Public, Sylva NC

The verdict

Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $34,145 at Southwestern Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureBelmont Abbey CollegeSouthwestern Community College
Net price / yr$24,639$5,207
Total net cost$98,556$10,414
Median earnings, 10 yrs$47,937$34,145
Median debt$26,000$10,500
Payback
20-year net return-$107,016-$294,714

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Belmont Abbey College or Southwestern Community College?

Southwestern Community College, at $5,207 a year after aid versus $24,639 — a gap of $19,432 a year, or $88,142 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Belmont Abbey College or Southwestern Community College graduates earn more?

Belmont Abbey College graduates report a median $47,937 ten years after entry, $13,792 more than the $34,145 at Southwestern Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Belmont Abbey College or Southwestern Community College?

Southwestern Community College: its completers carry a median $10,500 in federal loans versus $26,000 at Belmont Abbey College, a difference of $15,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

53% of students finish at Southwestern Community College, against 47% at Belmont Abbey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Belmont Abbey College vs Southwestern Community College: frequently asked questions

Is Belmont Abbey College or Southwestern Community College a better value?
Belmont Abbey College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Belmont Abbey College or Southwestern Community College?
Southwestern Community College: $5,207/yr net price after aid versus $24,639/yr at Belmont Abbey College — a difference of $19,432 a year, or about $88,142 over four years.
Do Belmont Abbey College or Southwestern Community College graduates earn more?
Belmont Abbey College graduates earn a median $47,937 ten years after entry, versus $34,145 at Southwestern Community College — a $13,792 gap. This blends every major, so a specific field can flip it.