Degree Dividend
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Belmont College vs Art Academy of Cincinnati: which has better ROI?

Public, St Clairsville OH · vs · Private nonprofit, Cincinnati OH

The verdict

Neither clears its cost on institution-wide earnings, but Belmont College comes closer — median earnings $35,329 against a $13,990 total, vs $34,368 at Art Academy of Cincinnati. (Scorecard, 2026 · our math.)

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Head to head
MeasureBelmont CollegeArt Academy of Cincinnati
Net price / yr$6,995$34,253
Total net cost$13,990$137,012
Median earnings, 10 yrs$35,329$34,368
Median debt$8,747$27,000
Payback
20-year net return-$274,610-$416,852

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Belmont College or Art Academy of Cincinnati?

Belmont College, at $6,995 a year after aid versus $34,253 — a gap of $27,258 a year, or $123,022 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Belmont College or Art Academy of Cincinnati graduates earn more?

Belmont College graduates report a median $35,329 ten years after entry, $961 more than the $34,368 at Art Academy of Cincinnati. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Belmont College or Art Academy of Cincinnati?

Belmont College: its completers carry a median $8,747 in federal loans versus $27,000 at Art Academy of Cincinnati, a difference of $18,253. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

43% of students finish at Belmont College, against 41% at Art Academy of Cincinnati. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Belmont College vs Art Academy of Cincinnati: frequently asked questions

Is Belmont College or Art Academy of Cincinnati a better value?
Belmont College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Belmont College or Art Academy of Cincinnati?
Belmont College: $6,995/yr net price after aid versus $34,253/yr at Art Academy of Cincinnati — a difference of $27,258 a year, or about $123,022 over four years.
Do Belmont College or Art Academy of Cincinnati graduates earn more?
Belmont College graduates earn a median $35,329 ten years after entry, versus $34,368 at Art Academy of Cincinnati — a $961 gap. This blends every major, so a specific field can flip it.