Bemidji State University vs University of Minnesota-Morris: which has better ROI?
Bemidji State University has the better ROI: it clears its 4-year net cost of $61,044 in 11.3 years versus 13.8 years at University of Minnesota-Morris, on median earnings of $53,755 vs $50,919 ten years out. (Scorecard, 2026 · our math.)
| Measure | Bemidji State University | University of Minnesota-Morris |
|---|---|---|
| Net price / yr | $15,261 | $8,837 |
| Total net cost | $61,044 | $35,348 |
| Median earnings, 10 yrs | $53,755 | $50,919 |
| Median debt | $19,750 | $18,995 |
| Payback | 11.3 yrs | 13.8 yrs |
| 20-year net return | $46,856 | $15,832 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Bemidji State University or University of Minnesota-Morris?
University of Minnesota-Morris, at $8,837 a year after aid versus $15,261 — a gap of $6,424 a year, or $25,696 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Bemidji State University or University of Minnesota-Morris graduates earn more?
Bemidji State University graduates report a median $53,755 ten years after entry, $2,836 more than the $50,919 at University of Minnesota-Morris. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Bemidji State University or University of Minnesota-Morris?
University of Minnesota-Morris: its completers carry a median $18,995 in federal loans versus $19,750 at Bemidji State University, a difference of $755. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
63% of students finish at University of Minnesota-Morris, against 48% at Bemidji State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.