Degree Dividend
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Bethel University vs Freed-Hardeman University: which has better ROI?

Private nonprofit, McKenzie TN · vs · Private nonprofit, Henderson TN

The verdict

Neither clears its cost on institution-wide earnings, but Bethel University comes closer — median earnings $47,482 against a $50,380 total, vs $47,485 at Freed-Hardeman University. (Scorecard, 2026 · our math.)

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Head to head
MeasureBethel UniversityFreed-Hardeman University
Net price / yr$12,595$21,574
Total net cost$50,380$86,296
Median earnings, 10 yrs$47,482$47,485
Median debt$27,249$21,500
Payback
20-year net return-$67,940-$103,796

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Bethel University or Freed-Hardeman University?

Bethel University, at $12,595 a year after aid versus $21,574 — a gap of $8,979 a year, or $35,916 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Bethel University or Freed-Hardeman University graduates earn more?

Freed-Hardeman University graduates report a median $47,485 ten years after entry, $3 more than the $47,482 at Bethel University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Bethel University or Freed-Hardeman University?

Freed-Hardeman University: its completers carry a median $21,500 in federal loans versus $27,249 at Bethel University, a difference of $5,749. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

71% of students finish at Freed-Hardeman University, against 35% at Bethel University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Bethel University vs Freed-Hardeman University: frequently asked questions

Is Bethel University or Freed-Hardeman University a better value?
Bethel University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Bethel University or Freed-Hardeman University?
Bethel University: $12,595/yr net price after aid versus $21,574/yr at Freed-Hardeman University — a difference of $8,979 a year, or about $35,916 over four years.
Do Bethel University or Freed-Hardeman University graduates earn more?
Freed-Hardeman University graduates earn a median $47,485 ten years after entry, versus $47,482 at Bethel University — a $3 gap. This blends every major, so a specific field can flip it.