Degree Dividend
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Bethel University vs TCAT Athens: which has better ROI?

Private nonprofit, McKenzie TN · vs · Public, Athens TN

The verdict

Neither clears its cost on institution-wide earnings, but Bethel University comes closer — median earnings $47,482 against a $50,380 total, vs $40,540 at TCAT Athens. (Scorecard, 2026 · our math.)

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Head to head
MeasureBethel UniversityTCAT Athens
Net price / yr$12,595$12,758
Total net cost$50,380$51,032
Median earnings, 10 yrs$47,482$40,540
Median debt$27,249
Payback
20-year net return-$67,940-$207,432

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Bethel University or TCAT Athens?

Bethel University, at $12,595 a year after aid versus $12,758 — a gap of $163 a year, or $652 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Bethel University or TCAT Athens graduates earn more?

Bethel University graduates report a median $47,482 ten years after entry, $6,942 more than the $40,540 at TCAT Athens. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

95% of students finish at TCAT Athens, against 35% at Bethel University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Bethel University vs TCAT Athens: frequently asked questions

Is Bethel University or TCAT Athens a better value?
Bethel University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Bethel University or TCAT Athens?
Bethel University: $12,595/yr net price after aid versus $12,758/yr at TCAT Athens — a difference of $163 a year, or about $652 over four years.
Do Bethel University or TCAT Athens graduates earn more?
Bethel University graduates earn a median $47,482 ten years after entry, versus $40,540 at TCAT Athens — a $6,942 gap. This blends every major, so a specific field can flip it.