Degree Dividend
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Bethel University vs Tennessee College of Applied Technology-Harriman: which has better ROI?

Private nonprofit, McKenzie TN · vs · Public, Harriman TN

The verdict

Neither clears its cost on institution-wide earnings, but Bethel University comes closer — median earnings $47,482 against a $50,380 total, vs $31,591 at Tennessee College of Applied Technology-Harriman. (Scorecard, 2026 · our math.)

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Head to head
MeasureBethel UniversityTennessee College of Applied Technology-Harriman
Net price / yr$12,595$11,148
Total net cost$50,380$44,592
Median earnings, 10 yrs$47,482$31,591
Median debt$27,249
Payback
20-year net return-$67,940-$379,972

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Bethel University or Tennessee College of Applied Technology-Harriman?

Tennessee College of Applied Technology-Harriman, at $11,148 a year after aid versus $12,595 — a gap of $1,447 a year, or $5,788 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Bethel University or Tennessee College of Applied Technology-Harriman graduates earn more?

Bethel University graduates report a median $47,482 ten years after entry, $15,891 more than the $31,591 at Tennessee College of Applied Technology-Harriman. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

69% of students finish at Tennessee College of Applied Technology-Harriman, against 35% at Bethel University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Bethel University vs Tennessee College of Applied Technology-Harriman: frequently asked questions

Is Bethel University or Tennessee College of Applied Technology-Harriman a better value?
Bethel University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Bethel University or Tennessee College of Applied Technology-Harriman?
Tennessee College of Applied Technology-Harriman: $11,148/yr net price after aid versus $12,595/yr at Bethel University — a difference of $1,447 a year, or about $5,788 over four years.
Do Bethel University or Tennessee College of Applied Technology-Harriman graduates earn more?
Bethel University graduates earn a median $47,482 ten years after entry, versus $31,591 at Tennessee College of Applied Technology-Harriman — a $15,891 gap. This blends every major, so a specific field can flip it.