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Black Hawk College vs Chicago State University: which has better ROI?

Public, Moline IL · vs · Public, Chicago IL

The verdict

Neither clears its cost on institution-wide earnings, but Chicago State University comes closer — median earnings $42,778 against a $49,340 total, vs $37,253 at Black Hawk College. (Scorecard, 2026 · our math.)

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Head to head
MeasureBlack Hawk CollegeChicago State University
Net price / yr$6,944$12,335
Total net cost$27,776$49,340
Median earnings, 10 yrs$37,253$42,778
Median debt$8,375$30,625
Payback
20-year net return-$249,916-$160,980

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Black Hawk College or Chicago State University?

Black Hawk College, at $6,944 a year after aid versus $12,335 — a gap of $5,391 a year, or $21,564 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Black Hawk College or Chicago State University graduates earn more?

Chicago State University graduates report a median $42,778 ten years after entry, $5,525 more than the $37,253 at Black Hawk College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Black Hawk College or Chicago State University?

Black Hawk College: its completers carry a median $8,375 in federal loans versus $30,625 at Chicago State University, a difference of $22,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

40% of students finish at Black Hawk College, against 15% at Chicago State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Black Hawk College vs Chicago State University: frequently asked questions

Is Black Hawk College or Chicago State University a better value?
Chicago State University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Black Hawk College or Chicago State University?
Black Hawk College: $6,944/yr net price after aid versus $12,335/yr at Chicago State University — a difference of $5,391 a year, or about $21,564 over four years.
Do Black Hawk College or Chicago State University graduates earn more?
Chicago State University graduates earn a median $42,778 ten years after entry, versus $37,253 at Black Hawk College — a $5,525 gap. This blends every major, so a specific field can flip it.