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California State University-Long Beach vs San Francisco State University: which has better ROI?

Public, Long Beach CA · vs · Public, San Francisco CA

The verdict

San Francisco State University has the better ROI: it clears its 4-year net cost of $49,112 in 2.5 years versus 2.6 years at California State University-Long Beach, on median earnings of $68,077 vs $64,403 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureCalifornia State University-Long BeachSan Francisco State University
Net price / yr$10,440$12,278
Total net cost$41,760$49,112
Median earnings, 10 yrs$64,403$68,077
Median debt$14,289$15,371
Payback2.6 yrs2.5 yrs
20-year net return$279,100$345,228

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, California State University-Long Beach or San Francisco State University?

California State University-Long Beach, at $10,440 a year after aid versus $12,278 — a gap of $1,838 a year, or $7,352 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do California State University-Long Beach or San Francisco State University graduates earn more?

San Francisco State University graduates report a median $68,077 ten years after entry, $3,674 more than the $64,403 at California State University-Long Beach. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, California State University-Long Beach or San Francisco State University?

California State University-Long Beach: its completers carry a median $14,289 in federal loans versus $15,371 at San Francisco State University, a difference of $1,082. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at California State University-Long Beach, against 50% at San Francisco State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

California State University-Long Beach vs San Francisco State University: frequently asked questions

Is California State University-Long Beach or San Francisco State University a better value?
San Francisco State University. It clears its $49,112 net cost in about 2.5 years versus 2.6 years at California State University-Long Beach, on median earnings of $68,077 vs $64,403 ten years out.
Which is cheaper, California State University-Long Beach or San Francisco State University?
California State University-Long Beach: $10,440/yr net price after aid versus $12,278/yr at San Francisco State University — a difference of $1,838 a year, or about $7,352 over four years.
Do California State University-Long Beach or San Francisco State University graduates earn more?
San Francisco State University graduates earn a median $68,077 ten years after entry, versus $64,403 at California State University-Long Beach — a $3,674 gap. This blends every major, so a specific field can flip it.