California State University-San Marcos vs California State University-Channel Islands: which has better ROI?
California State University-San Marcos has the better ROI: it clears its 4-year net cost of $40,916 in 2.8 years versus 2.9 years at California State University-Channel Islands, on median earnings of $62,908 vs $62,152 ten years out. (Scorecard, 2026 · our math.)
| Measure | California State University-San Marcos | California State University-Channel Islands |
|---|---|---|
| Net price / yr | $10,229 | $9,849 |
| Total net cost | $40,916 | $39,396 |
| Median earnings, 10 yrs | $62,908 | $62,152 |
| Median debt | $17,350 | $15,000 |
| Payback | 2.8 yrs | 2.9 yrs |
| 20-year net return | $250,044 | $236,444 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, California State University-San Marcos or California State University-Channel Islands?
California State University-Channel Islands, at $9,849 a year after aid versus $10,229 — a gap of $380 a year, or $1,520 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do California State University-San Marcos or California State University-Channel Islands graduates earn more?
California State University-San Marcos graduates report a median $62,908 ten years after entry, $756 more than the $62,152 at California State University-Channel Islands. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, California State University-San Marcos or California State University-Channel Islands?
California State University-Channel Islands: its completers carry a median $15,000 in federal loans versus $17,350 at California State University-San Marcos, a difference of $2,350. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
55% of students finish at California State University-San Marcos, against 51% at California State University-Channel Islands. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.