Degree Dividend
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Calumet College of Saint Joseph vs Mid-America College of Funeral Service: which has better ROI?

Private nonprofit, Whiting IN · vs · Private nonprofit, Jeffersonville IN

The verdict

Neither clears its cost on institution-wide earnings, but Calumet College of Saint Joseph comes closer — median earnings $46,945 against a $89,804 total, vs $44,505 at Mid-America College of Funeral Service. (Scorecard, 2026 · our math.)

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Head to head
MeasureCalumet College of Saint JosephMid-America College of Funeral Service
Net price / yr$22,451$30,606
Total net cost$89,804$61,212
Median earnings, 10 yrs$46,945$44,505
Median debt$21,534$16,666
Payback
20-year net return-$118,104-$138,312

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Calumet College of Saint Joseph or Mid-America College of Funeral Service?

Calumet College of Saint Joseph, at $22,451 a year after aid versus $30,606 — a gap of $8,155 a year, or $28,592 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Calumet College of Saint Joseph or Mid-America College of Funeral Service graduates earn more?

Calumet College of Saint Joseph graduates report a median $46,945 ten years after entry, $2,440 more than the $44,505 at Mid-America College of Funeral Service. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Calumet College of Saint Joseph or Mid-America College of Funeral Service?

Mid-America College of Funeral Service: its completers carry a median $16,666 in federal loans versus $21,534 at Calumet College of Saint Joseph, a difference of $4,868. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

32% of students finish at Mid-America College of Funeral Service, against 23% at Calumet College of Saint Joseph. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Calumet College of Saint Joseph vs Mid-America College of Funeral Service: frequently asked questions

Is Calumet College of Saint Joseph or Mid-America College of Funeral Service a better value?
Calumet College of Saint Joseph comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Calumet College of Saint Joseph or Mid-America College of Funeral Service?
Calumet College of Saint Joseph: $22,451/yr net price after aid versus $30,606/yr at Mid-America College of Funeral Service — a difference of $8,155 a year, or about $28,592 over four years.
Do Calumet College of Saint Joseph or Mid-America College of Funeral Service graduates earn more?
Calumet College of Saint Joseph graduates earn a median $46,945 ten years after entry, versus $44,505 at Mid-America College of Funeral Service — a $2,440 gap. This blends every major, so a specific field can flip it.