Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Calumet College of Saint Joseph vs Oakland City University: which has better ROI?

Private nonprofit, Whiting IN · vs · Private nonprofit, Oakland City IN

The verdict

Neither clears its cost on institution-wide earnings, but Calumet College of Saint Joseph comes closer — median earnings $46,945 against a $89,804 total, vs $43,283 at Oakland City University. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureCalumet College of Saint JosephOakland City University
Net price / yr$22,451$15,210
Total net cost$89,804$60,840
Median earnings, 10 yrs$46,945$43,283
Median debt$21,534$16,758
Payback
20-year net return-$118,104-$162,380

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Calumet College of Saint Joseph or Oakland City University?

Oakland City University, at $15,210 a year after aid versus $22,451 — a gap of $7,241 a year, or $28,964 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Calumet College of Saint Joseph or Oakland City University graduates earn more?

Calumet College of Saint Joseph graduates report a median $46,945 ten years after entry, $3,662 more than the $43,283 at Oakland City University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Calumet College of Saint Joseph or Oakland City University?

Oakland City University: its completers carry a median $16,758 in federal loans versus $21,534 at Calumet College of Saint Joseph, a difference of $4,776. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at Oakland City University, against 23% at Calumet College of Saint Joseph. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Calumet College of Saint Joseph vs Oakland City University: frequently asked questions

Is Calumet College of Saint Joseph or Oakland City University a better value?
Calumet College of Saint Joseph comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Calumet College of Saint Joseph or Oakland City University?
Oakland City University: $15,210/yr net price after aid versus $22,451/yr at Calumet College of Saint Joseph — a difference of $7,241 a year, or about $28,964 over four years.
Do Calumet College of Saint Joseph or Oakland City University graduates earn more?
Calumet College of Saint Joseph graduates earn a median $46,945 ten years after entry, versus $43,283 at Oakland City University — a $3,662 gap. This blends every major, so a specific field can flip it.