Calvin University vs Andrews University: which has better ROI?
Calvin University has the better ROI: it clears its 4-year net cost of $91,968 in 9.2 years versus 10.4 years at Andrews University, on median earnings of $58,375 vs $53,187 ten years out. (Scorecard, 2026 · our math.)
| Measure | Calvin University | Andrews University |
|---|---|---|
| Net price / yr | $22,992 | $12,547 |
| Total net cost | $91,968 | $50,188 |
| Median earnings, 10 yrs | $58,375 | $53,187 |
| Median debt | $23,250 | $26,000 |
| Payback | 9.2 yrs | 10.4 yrs |
| 20-year net return | $108,332 | $46,352 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Calvin University or Andrews University?
Andrews University, at $12,547 a year after aid versus $22,992 — a gap of $10,445 a year, or $41,780 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Calvin University or Andrews University graduates earn more?
Calvin University graduates report a median $58,375 ten years after entry, $5,188 more than the $53,187 at Andrews University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Calvin University or Andrews University?
Calvin University: its completers carry a median $23,250 in federal loans versus $26,000 at Andrews University, a difference of $2,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
74% of students finish at Calvin University, against 72% at Andrews University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.