Degree Dividend
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Capella University vs Herzing University-Minneapolis: which has better ROI?

Private for-profit, Minneapolis MN · vs · Private nonprofit, St. Louis Park MN

The verdict

Neither clears its cost on institution-wide earnings, but Capella University comes closer — median earnings $42,189 against a $71,824 total, vs $36,909 at Herzing University-Minneapolis. (Scorecard, 2026 · our math.)

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Head to head
MeasureCapella UniversityHerzing University-Minneapolis
Net price / yr$17,956$16,670
Total net cost$71,824$66,680
Median earnings, 10 yrs$42,189$36,909
Median debt$14,968$21,500
Payback
20-year net return-$195,244-$295,700

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Capella University or Herzing University-Minneapolis?

Herzing University-Minneapolis, at $16,670 a year after aid versus $17,956 — a gap of $1,286 a year, or $5,144 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Capella University or Herzing University-Minneapolis graduates earn more?

Capella University graduates report a median $42,189 ten years after entry, $5,280 more than the $36,909 at Herzing University-Minneapolis. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Capella University or Herzing University-Minneapolis?

Capella University: its completers carry a median $14,968 in federal loans versus $21,500 at Herzing University-Minneapolis, a difference of $6,532. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

47% of students finish at Herzing University-Minneapolis, against 20% at Capella University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Capella University vs Herzing University-Minneapolis: frequently asked questions

Is Capella University or Herzing University-Minneapolis a better value?
Capella University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Capella University or Herzing University-Minneapolis?
Herzing University-Minneapolis: $16,670/yr net price after aid versus $17,956/yr at Capella University — a difference of $1,286 a year, or about $5,144 over four years.
Do Capella University or Herzing University-Minneapolis graduates earn more?
Capella University graduates earn a median $42,189 ten years after entry, versus $36,909 at Herzing University-Minneapolis — a $5,280 gap. This blends every major, so a specific field can flip it.