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Capella University vs Minnesota State College Southeast: which has better ROI?

Private for-profit, Minneapolis MN · vs · Public, Winona MN

The verdict

Neither clears its cost on institution-wide earnings, but Minnesota State College Southeast comes closer — median earnings $43,613 against a $64,560 total, vs $42,189 at Capella University. (Scorecard, 2026 · our math.)

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Head to head
MeasureCapella UniversityMinnesota State College Southeast
Net price / yr$17,956$16,140
Total net cost$71,824$64,560
Median earnings, 10 yrs$42,189$43,613
Median debt$14,968$12,971
Payback
20-year net return-$195,244-$159,500

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Capella University or Minnesota State College Southeast?

Minnesota State College Southeast, at $16,140 a year after aid versus $17,956 — a gap of $1,816 a year, or $7,264 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Capella University or Minnesota State College Southeast graduates earn more?

Minnesota State College Southeast graduates report a median $43,613 ten years after entry, $1,424 more than the $42,189 at Capella University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Capella University or Minnesota State College Southeast?

Minnesota State College Southeast: its completers carry a median $12,971 in federal loans versus $14,968 at Capella University, a difference of $1,997. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

47% of students finish at Minnesota State College Southeast, against 20% at Capella University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Capella University vs Minnesota State College Southeast: frequently asked questions

Is Capella University or Minnesota State College Southeast a better value?
Minnesota State College Southeast comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Capella University or Minnesota State College Southeast?
Minnesota State College Southeast: $16,140/yr net price after aid versus $17,956/yr at Capella University — a difference of $1,816 a year, or about $7,264 over four years.
Do Capella University or Minnesota State College Southeast graduates earn more?
Minnesota State College Southeast graduates earn a median $43,613 ten years after entry, versus $42,189 at Capella University — a $1,424 gap. This blends every major, so a specific field can flip it.