Degree Dividend
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Capella University vs North Central University: which has better ROI?

Private for-profit, Minneapolis MN · vs · Private nonprofit, Minneapolis MN

The verdict

Neither clears its cost on institution-wide earnings, but North Central University comes closer — median earnings $45,064 against a $103,268 total, vs $42,189 at Capella University. (Scorecard, 2026 · our math.)

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Head to head
MeasureCapella UniversityNorth Central University
Net price / yr$17,956$25,817
Total net cost$71,824$103,268
Median earnings, 10 yrs$42,189$45,064
Median debt$14,968$23,200
Payback
20-year net return-$195,244-$169,188

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Capella University or North Central University?

Capella University, at $17,956 a year after aid versus $25,817 — a gap of $7,861 a year, or $31,444 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Capella University or North Central University graduates earn more?

North Central University graduates report a median $45,064 ten years after entry, $2,875 more than the $42,189 at Capella University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Capella University or North Central University?

Capella University: its completers carry a median $14,968 in federal loans versus $23,200 at North Central University, a difference of $8,232. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at North Central University, against 20% at Capella University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Capella University vs North Central University: frequently asked questions

Is Capella University or North Central University a better value?
North Central University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Capella University or North Central University?
Capella University: $17,956/yr net price after aid versus $25,817/yr at North Central University — a difference of $7,861 a year, or about $31,444 over four years.
Do Capella University or North Central University graduates earn more?
North Central University graduates earn a median $45,064 ten years after entry, versus $42,189 at Capella University — a $2,875 gap. This blends every major, so a specific field can flip it.