Degree Dividend
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Capella University vs Nova Academy of Cosmetology: which has better ROI?

Private for-profit, Minneapolis MN · vs · Private for-profit, Rochester MN

The verdict

Neither clears its cost on institution-wide earnings, but Capella University comes closer — median earnings $42,189 against a $71,824 total, vs $32,156 at Nova Academy of Cosmetology. (Scorecard, 2026 · our math.)

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Head to head
MeasureCapella UniversityNova Academy of Cosmetology
Net price / yr$17,956$21,473
Total net cost$71,824$85,892
Median earnings, 10 yrs$42,189$32,156
Median debt$14,968$9,424
Payback
20-year net return-$195,244-$409,972

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Capella University or Nova Academy of Cosmetology?

Capella University, at $17,956 a year after aid versus $21,473 — a gap of $3,517 a year, or $14,068 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Capella University or Nova Academy of Cosmetology graduates earn more?

Capella University graduates report a median $42,189 ten years after entry, $10,033 more than the $32,156 at Nova Academy of Cosmetology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Capella University or Nova Academy of Cosmetology?

Nova Academy of Cosmetology: its completers carry a median $9,424 in federal loans versus $14,968 at Capella University, a difference of $5,544. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

77% of students finish at Nova Academy of Cosmetology, against 20% at Capella University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Capella University vs Nova Academy of Cosmetology: frequently asked questions

Is Capella University or Nova Academy of Cosmetology a better value?
Capella University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Capella University or Nova Academy of Cosmetology?
Capella University: $17,956/yr net price after aid versus $21,473/yr at Nova Academy of Cosmetology — a difference of $3,517 a year, or about $14,068 over four years.
Do Capella University or Nova Academy of Cosmetology graduates earn more?
Capella University graduates earn a median $42,189 ten years after entry, versus $32,156 at Nova Academy of Cosmetology — a $10,033 gap. This blends every major, so a specific field can flip it.