Carl Albert State College vs Oklahoma Baptist University: which has better ROI?
Oklahoma Baptist University has the better ROI: it clears its 4-year net cost of $83,832 in 1132.9 years versus not at all at Carl Albert State College, on median earnings of $48,434 vs $34,117 ten years out. (Scorecard, 2026 · our math.)
| Measure | Carl Albert State College | Oklahoma Baptist University |
|---|---|---|
| Net price / yr | $14,607 | $20,958 |
| Total net cost | $29,214 | $83,832 |
| Median earnings, 10 yrs | $34,117 | $48,434 |
| Median debt | $9,362 | $24,801 |
| Payback | — | 1132.9 yrs |
| 20-year net return | -$314,074 | -$82,352 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Carl Albert State College or Oklahoma Baptist University?
Carl Albert State College, at $14,607 a year after aid versus $20,958 — a gap of $6,351 a year, or $54,618 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Carl Albert State College or Oklahoma Baptist University graduates earn more?
Oklahoma Baptist University graduates report a median $48,434 ten years after entry, $14,317 more than the $34,117 at Carl Albert State College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Carl Albert State College or Oklahoma Baptist University?
Carl Albert State College: its completers carry a median $9,362 in federal loans versus $24,801 at Oklahoma Baptist University, a difference of $15,439. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
52% of students finish at Oklahoma Baptist University, against 43% at Carl Albert State College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.