Carlow University vs Automotive Training Center-Warminster: which has better ROI?
Automotive Training Center-Warminster has the better ROI: it clears its 4-year net cost of $72,352 in 26.3 years versus 30.9 years at Carlow University, on median earnings of $51,112 vs $51,051 ten years out. (Scorecard, 2026 · our math.)
| Measure | Carlow University | Automotive Training Center-Warminster |
|---|---|---|
| Net price / yr | $20,786 | $18,088 |
| Total net cost | $83,144 | $72,352 |
| Median earnings, 10 yrs | $51,051 | $51,112 |
| Median debt | $25,500 | $15,665 |
| Payback | 30.9 yrs | 26.3 yrs |
| 20-year net return | -$29,324 | -$17,312 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Carlow University or Automotive Training Center-Warminster?
Automotive Training Center-Warminster, at $18,088 a year after aid versus $20,786 — a gap of $2,698 a year, or $10,792 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Carlow University or Automotive Training Center-Warminster graduates earn more?
Automotive Training Center-Warminster graduates report a median $51,112 ten years after entry, $61 more than the $51,051 at Carlow University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Carlow University or Automotive Training Center-Warminster?
Automotive Training Center-Warminster: its completers carry a median $15,665 in federal loans versus $25,500 at Carlow University, a difference of $9,835. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
68% of students finish at Automotive Training Center-Warminster, against 60% at Carlow University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.