Carlow University vs Geneva College: which has better ROI?
Carlow University has the better ROI: it clears its 4-year net cost of $83,144 in 30.9 years versus 63 years at Geneva College, on median earnings of $51,051 vs $50,004 ten years out. (Scorecard, 2026 · our math.)
| Measure | Carlow University | Geneva College |
|---|---|---|
| Net price / yr | $20,786 | $25,890 |
| Total net cost | $83,144 | $103,560 |
| Median earnings, 10 yrs | $51,051 | $50,004 |
| Median debt | $25,500 | $25,198 |
| Payback | 30.9 yrs | 63 yrs |
| 20-year net return | -$29,324 | -$70,680 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Carlow University or Geneva College?
Carlow University, at $20,786 a year after aid versus $25,890 — a gap of $5,104 a year, or $20,416 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Carlow University or Geneva College graduates earn more?
Carlow University graduates report a median $51,051 ten years after entry, $1,047 more than the $50,004 at Geneva College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Carlow University or Geneva College?
Geneva College: its completers carry a median $25,198 in federal loans versus $25,500 at Carlow University, a difference of $302. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
61% of students finish at Geneva College, against 60% at Carlow University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.