Central Lakes College-Brainerd vs Bethany Lutheran College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Bethany Lutheran College comes closer — median earnings $46,110 against a $80,592 total, vs $42,162 at Central Lakes College-Brainerd. (Scorecard, 2026 · our math.)
| Measure | Central Lakes College-Brainerd | Bethany Lutheran College |
|---|---|---|
| Net price / yr | $13,869 | $20,148 |
| Total net cost | $27,738 | $80,592 |
| Median earnings, 10 yrs | $42,162 | $46,110 |
| Median debt | $11,000 | $23,000 |
| Payback | — | — |
| 20-year net return | -$151,698 | -$125,592 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Central Lakes College-Brainerd or Bethany Lutheran College?
Central Lakes College-Brainerd, at $13,869 a year after aid versus $20,148 — a gap of $6,279 a year, or $52,854 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Central Lakes College-Brainerd or Bethany Lutheran College graduates earn more?
Bethany Lutheran College graduates report a median $46,110 ten years after entry, $3,948 more than the $42,162 at Central Lakes College-Brainerd. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Central Lakes College-Brainerd or Bethany Lutheran College?
Central Lakes College-Brainerd: its completers carry a median $11,000 in federal loans versus $23,000 at Bethany Lutheran College, a difference of $12,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
55% of students finish at Bethany Lutheran College, against 53% at Central Lakes College-Brainerd. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.